Medicare and People With Disabilities

Medicare and People With Disabilities

Medicare is an assistance for people with physical disabilities and qualified Medicare Advantage plans for Social Security Disability Insurance. The Medicare and Medicaid Services Centers and the Social Security Administration (SSA) align to certain rules for people with physical challenge and other persons eligible for Medicare. The following are some facts you should know about Medicare. Most Americans qualify for Medicare, a federal government-funded health program when they turn 65. The age eligibility requirement for Medicare does not apply to persons with certain physically challenges who cannot function and qualify for SSDI.

What Medicare plan are you eligible for?

The Health Insurance Program of Medicare consists of 4 parts: Parts A, B, C & D. Although Parts A, B, & D are similarly grouped as part of the Original Medicare Policy, Part C is considered individually as a Medicare Advantage plan.

Part A:

When you enroll in Part A of Medicare, you will be protected by hospital insurance. Though Part A insures hospital medical services that are most necessary, it doesn’t include all fees. Health expenses insured by Part A of Medicare include hospital care in clinics – night care and treatment for at least 3 days, 72 hours), transfusion of blood – pints of blood gotten at the clinic, skilled nurses (health center short-term care or nursing centers after health treatment in the clinic), palliative healthcare — home care services for persons with lethal ailments) and home care services (part-time nursing services and patient equipment) at home. Obtain quotes and rates by visiting

Part B:

Most Medicare providers require that you also get Medicare Part B coverage when you enroll in Part A. These are all other expenses that your medical needs may require that are not covered in Part A. This could likely include medical services which are necessary (medical advice or medical consultations) and outpatient health care – i.e. medical provisions which do not need overnight hospitalization or even includes a hospital visit.

With the likelihood of a multi-million dollar fund for an enrolled Medicare, the initial policies provided by Medicare Supplement plans or Medigap were provided by Bankers Life in the early 1970s. The policies insured Medicare A & B with no surcharges. The concept of Medigap became accepted widely by the public and soon enough many companies were providing their own versions of Medicare supplement policies. Abuse of the Market among agents continues to substitute their own insurance based on an improved policy or the needless sale of several policies to senior citizens to earn a new amount, leading to federal standards of Medigap policies in the year 1992. Now, this change caused the sale of several unacceptable and standard policies offered.